:root {
  --primary: #E8985A;
  --primary-dark: #C4845A;
  --bg: #FFF8F0;
  --surface: #FFFFFF;
  --text: #2C1810;
  --text-secondary: #8B7355;
  --border: #F0E6DA;
  --radius: 16px;
}

@media (prefers-color-scheme: dark) {
  :root {
    --bg: #1A1210;
    --surface: #2C2018;
    --text: #F5E6D8;
    --text-secondary: #A89580;
    --border: #3D2E22;
  }
}

* { margin: 0; padding: 0; box-sizing: border-box; }

body {
  font-family: -apple-system, BlinkMacSystemFont, 'SF Pro Text', 'Helvetica Neue', Arial, sans-serif;
  background: var(--bg);
  color: var(--text);
  line-height: 1.7;
  -webkit-font-smoothing: antialiased;
}

.container {
  max-width: 720px;
  margin: 0 auto;
  padding: 40px 24px 80px;
}

header {
  text-align: center;
  padding: 48px 0 40px;
  border-bottom: 1px solid var(--border);
  margin-bottom: 40px;
}

header img {
  width: 80px;
  height: 80px;
  border-radius: 18px;
  margin-bottom: 16px;
  box-shadow: 0 4px 20px rgba(232, 152, 90, 0.2);
}

header h1 {
  font-size: 28px;
  font-weight: 700;
  letter-spacing: -0.5px;
  margin-bottom: 4px;
}

header p {
  color: var(--text-secondary);
  font-size: 15px;
}

h2 {
  font-size: 20px;
  font-weight: 600;
  margin: 32px 0 12px;
  color: var(--primary);
}

h3 {
  font-size: 17px;
  font-weight: 600;
  margin: 24px 0 8px;
}

p, li {
  font-size: 15px;
  color: var(--text);
  margin-bottom: 12px;
}

ul {
  padding-left: 20px;
  margin-bottom: 16px;
}

li { margin-bottom: 6px; }

a {
  color: var(--primary);
  text-decoration: none;
}

a:hover {
  text-decoration: underline;
}

.card {
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 24px;
  margin: 24px 0;
}

.effective-date {
  font-size: 13px;
  color: var(--text-secondary);
  margin-bottom: 24px;
}

footer {
  text-align: center;
  padding: 32px 0;
  border-top: 1px solid var(--border);
  margin-top: 48px;
  font-size: 13px;
  color: var(--text-secondary);
}

nav.page-nav {
  display: flex;
  gap: 16px;
  justify-content: center;
  margin-top: 16px;
}

nav.page-nav a {
  font-size: 13px;
  color: var(--text-secondary);
}

@media (max-width: 480px) {
  .container { padding: 24px 16px 60px; }
  header { padding: 32px 0 24px; }
  header h1 { font-size: 24px; }
  h2 { font-size: 18px; }
}
